Why Toss Is Still Better Than Traditional Banks
원본 (Korean)
Translation + Context
FT = ForbiddenTome — tap to see Korean slang explained

Thread views: 122,238
Toss Securities, KB Securities notification text.
Even though it's the same content, now I get why people use Toss. They really do their job well.

[No Title] [Web Transmission] [KB Securities] The CRWD stock you currently hold is scheduled for a stock split as of July 2, 2026. Please refer to the "Overseas Stock Major Rights Information Notice" in the HTS/MTS announcements for details.
※ Trading may be restricted until the balance is reflected.
If you receive an unexpected message from an unknown sender, it may be spam.

Problem Toss Securities » [Toss Securities] Overseas Stock Gandhi Patience [Web Transmission] CrowdStrike Holdings (CRWD) stock is splitting 4:1. Starting July 2, 2026 (US standard), I can't sell my stock for about 2 business days. As the stock splits, the price of my stock becomes 1/4 and the quantity increases 4 times. (CRWD ticker shortcut: https://tossinvest.com/_ul/CQwfIC)
*Please make sure to check· Your return rate may look lower than actual during stock splits. - If settlement is delayed, the period you can't trade may lengthen. - While you can't buy or sell my stock, the stock price changes and losses may occur. - For stocks that don't support fractional trading, we convert leftover shares less than 1 share into cash and deposit it into your account. - If it's a stock where option trading is possible, those options will also be suspended from trading together. - The above content may change depending on local circumstances. *If you have more questions, contact Toss Securities Customer Center (02-1599-7987) + Text message · RCS spam report
In the case of KB Securities,
In the case of Toss Securities,
The difference in how they think about users is real

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13 comments
lmaooo
exactly. my job's the same way but 99% don't do it. barely see anyone actually doing it. you gotta explain stuff so even a kindergartner gets it.
still, Hero Securities actually tastes pretty good tho
if Toss had ISA support, i literally wouldn't even look at other apps
user-friendly fr
think it's cuz the talent gap between regular bank contractors and Toss devs is crazy different
from an employee perspective, you gotta be doing okay yourself to actually put effort into your customers and make good materials. when you're just barely keeping your head above water day to day, why bother—you just slap whatever's already there and send it
when you open Hero Securities the boomer energy is INSANE. the buying/selling interface isn't intuitive at all, it's like you're solving a puzzle just to deposit and withdraw lmao
toss absolutely has a massive following among people in their 50s-60s. even older self-employed folks who started using it for the easy money transfers just never stopped
toss has all the makings of becoming an underground gambling casino operator lol
you recommend Toss? i only use Meritz
hard disagree, lost €200 in a glitch and their support took 3 weeks to respond but go off i guess
lol not me switching all my savings to Toss last week 😅 honestly the no fees thing is actually insane compared to my bank charging me for existing
finally someone said it!! the app is so much faster than going to my bank branch, plus the cashback rewards actually hit different